Accounts, Cards, Insurance & Everyday Services
From opening a bank account to getting credit cards, insurance, investments, and bill payments — Harsh Finance handles all your banking and utility needs under one roof.
Utility
Insurance Services
Protect yourself, your family, and your assets with the right insurance cover
Two Wheeler Insurance
BIKE / SCOOTERComprehensive or third-party cover for your two-wheeler at best premiums.
- Comprehensive & Third-Party
- Own Damage Cover
- Cashless Garage Network
- Instant Policy Issuance
Car Insurance
4 WHEELERComplete car insurance — comprehensive, third-party, or zero-dep cover.
- Zero Depreciation Cover
- Roadside Assistance
- Cashless Claim at 5000+ Garages
- Quick Renewal & Transfer
Health Insurance
MEDICALIndividual, family floater, or senior citizen health insurance plans.
- Family Floater Options
- Cashless Hospitalization
- No Claim Bonus Protection
- Pre & Post Hospitalization
Life Insurance
TERM / ENDOWMENTTerm plans, endowment, ULIP — secure your family's financial future.
- Term Insurance (Pure Protection)
- Endowment Plans
- ULIP Investment Plans
- Maturity & Death Benefits
Travel Insurance
DOMESTIC / INTERNATIONALCover for trips — medical emergencies, lost baggage, trip cancellation.
- International & Domestic
- Medical Emergency Cover
- Baggage Loss Cover
- Single & Multi-Trip Options
Shop / Business Insurance
COMMERCIALProtect your shop, office, or business premises from fire, theft, and liability.
- Fire & Burglary Cover
- Stock & Contents Insurance
- Public Liability Cover
- Business Interruption Cover
Tractor / Commercial Insurance
VEHICLEInsurance for tractors, trucks, tempos, and commercial vehicles.
- Comprehensive Cover
- Goods-in-Transit Cover
- Third-Party Liability
- Quick Claim Settlement
Home / Property Insurance
HOUSEProtect your home and belongings from fire, flood, earthquake, and theft.
- Fire & Flood Cover
- Earthquake Cover
- Contents & Valuables
- Tenant & Owner Both
Premium Credit Cards
We help you get credit cards from top banks — based on your income and CIBIL score. Compare and choose the best card.
SBI Credit Card
SimplyCLICK, BPCL, Cashback — multiple variants.
- Reward Points
- Fuel Surcharge Waiver
- Annual Fee Waiver
HDFC Credit Card
Regalia, Swiggy, Tata Neu — premium options.
- Airport Lounge Access
- Dining Offers
- Milestone Rewards
ICICI Credit Card
Amazon, Coral, Sapphiro — best in class.
- Amazon Pay Cashback
- Paytm Offers
- Low Interest EMI
Axis Credit Card
Ace, Flipkart, My Zone — value cards.
- Flipkart Vouchers
- 5X Reward Points
- Dining Discounts
BOB Credit Card
Baroda cards with EMI and reward benefits.
- Low Interest Rate
- Reward Points
- Fuel Surcharge Waiver
Canara Credit Card
Government bank cards with simple eligibility.
- Easy Eligibility
- Low Annual Fee
- Secure Transactions
PNB Credit Card
Punjab National Bank credit cards.
- Public Sector Benefits
- Reward Points
- Wide Acceptance
Other Bank Cards
Kotak, IndusInd, AU, OneCard & more.
- Multiple Options
- We Compare for You
- Best Match Card
Bank Account Services
Open savings, current, salary, or zero-balance accounts — we handle the complete process
Savings Account
SAVINGSOpen savings account in any bank — PSU or private — with minimum documentation.
- All Major Banks
- Net Banking Setup
- Debit Card Activation
- Mobile Banking Setup
Current Account
BUSINESSBusiness current account for daily transactions, payments, and receivables.
- Unlimited Transactions
- Overdraft Facility
- Cheque Book
- Business Debit Card
Salary Account
SALARYZero-balance salary accounts with special benefits for employees.
- Zero Balance
- Personal Loan Pre-Approved
- Insurance Cover
- Free DD / NEFT
Zero Balance Account
JAN DHAN / BASICJan Dhan Yojana or basic savings account — no minimum balance required.
- No Minimum Balance
- RuPay Debit Card
- Accident Insurance Cover
- Overdraft up to ₹10,000
Investment Services
Grow your wealth with mutual funds, fixed deposits, PPF, and smart investment options
Mutual Funds & SIP
EQUITY / DEBT / HYBRIDStart SIP from ₹500/month or invest lumpsum in top-performing mutual funds.
- Equity, Debt, Hybrid Funds
- SIP from ₹500/month
- Expert Fund Selection
- Online Portfolio Tracking
Fixed Deposit (FD)
FDSafe and guaranteed returns with bank fixed deposits at best interest rates.
- All Major Banks & NBFCs
- Flexible Tenure (7 Days – 10 Years)
- Cumulative & Non-Cumulative
- Senior Citizen Higher Rate
Recurring Deposit (RD)
RDSmall monthly savings with guaranteed returns — build a habit of saving.
- Start from ₹500/month
- Fixed Interest Rate
- Flexible Tenure (6M – 10Y)
- Loan Against RD Available
PPF Account
TAX SAVINGPublic Provident Fund — tax-saving investment with government guarantee.
- Tax Benefit u/s 80C
- 7.1% Interest (Govt. Rate)
- 15 Year Lock-in
- Loan & Withdrawal Facility
NPS (National Pension)
RETIREMENTGovernment-backed retirement savings scheme with tax benefits.
- Tax Benefit u/s 80CCD
- Equity & Debt Mix
- Employer Contribution
- Regular Pension After 60
Post Office Schemes
GOVT SCHEMESKVP, NSC, SCSS, MSS — safe government-backed small savings schemes.
- Kisan Vikas Patra
- National Savings Certificate
- Senior Citizen Scheme
- Monthly Income Scheme
CIBIL & Credit Score Services
Check, improve, and manage your credit score across all major bureaus in India
CIBIL Score Check
TRANSUNIONGet your detailed TransUnion CIBIL score and credit report instantly.
- Instant Score Check
- Detailed Credit Report
- Loan Account Analysis
- Improvement Tips
Experian Score
EXPERIANCheck your Experian credit score and report for loan eligibility.
- Experian Credit Report
- Score Analysis
- Factor Breakdown
- Improvement Guidance
Equifax Score
EQUIFAXComprehensive Equifax credit assessment and score check.
- Equifax Credit Report
- Dispute Filing
- Score Monitoring
- Account Health Check
CRIF High Mark
CRIFMicrofinance and retail credit profiling for better loan approvals.
- Microfinance Credit Profile
- Retail Credit Score
- Dispute Resolution
- Report Correction
Demat & Trading Account
Open demat and trading accounts to invest in shares, IPOs, and securities
Demat + Trading Account
COMBOOpen both demat and trading account together for seamless share investing.
- Zero AMC First Year
- Free Account Opening
- Mobile Trading App
- Research & Tips
IPO Application
IPOApply for upcoming IPOs through ASBA with our assistance.
- Latest IPO Updates
- ASBA Application Help
- Bid Amount Guidance
- Allotment Tracking
Shares & Securities
EQUITYBuy/sell shares, bonds, ETFs, and government securities through trading account.
- Equity & Derivatives
- Bonds & Debentures
- ETF & Index Funds
- Sovereign Gold Bonds
Utility & Bill Payment Services
Hassle-free payment solutions for your everyday needs — all from one place
Electricity Bill
ALL BOARDSPay electricity bills for all state and private electricity boards.
- All DISCOMs Covered
- Instant Confirmation
- Receipt Download
Mobile Recharge
PREPAID / POSTPAIDRecharge all mobile operators — Jio, Airtel, Vi, BSNL and more.
- All Operators
- Prepaid & Postpaid
- Plan Comparison
DTH Recharge
TATA PLAY / AIRTELRecharge your DTH connection — Tata Play, Airtel, Dish TV, Sun Direct.
- All DTH Providers
- Pack Selection Help
- Instant Activation
Broadband / Gas Bill
INTERNET / LPGPay broadband, landline, and LPG gas cylinder bills.
- JioFiber / BSNL / Airtel
- HP / Indane / Bharat Gas
- Instant Receipt
How We Work
Tell Us Your Requirement
Call or WhatsApp — whether you need a credit card, insurance, account opening, or investment help.
We Find the Best Option
We compare across banks and providers to find the best match for your profile and needs.
Document Collection
We share a precise checklist. Submit documents via WhatsApp, email, or in person.
Service Delivered
Account opened, card delivered, insurance issued, or investment done — confirmed to you.
Need Banking or
Utility Help?
From opening an account to getting a credit card or paying bills — Harsh Finance is your one-stop solution.
Harsh Finance
Parmar Hashmukh Jagadishbhai
Visit Us
Road Shop 16, Viramgam Sevasadan Road
9574746825
Mon–Sat, 9 AM – 7 PM